Creditor Harassment In Florida
Creditor harassment in Florida is a very real problem. Fortunately, there are steps you can take to protect yourself from creditor harassment.
First and foremost, you should know your rights. The Fair Debt Collection Practices Act (FDCPA) prohibits creditors from engaging in certain types of behavior. For example, creditors cannot harass or threaten you, call you repeatedly, or publish your name on a list of debtors.
If a creditor violates the FDCPA, you can take legal action. You may be able to recover damages, including punitive damages.
You can also take steps to protect yourself from creditor harassment before it becomes a problem. One way to do this is to keep track of all communications with the creditor. This includes phone calls, letters, and emails.
What To Do If You’re Being Harassed
If you are being harassed by a creditor, it is important to take action right away. Do not wait until the problem gets worse. Contact an attorney who specializes in consumer law and debt collection. An attorney can help you understand your rights and may be able to help you get the creditor to stop harassing you.
Struggling With Debt?
If you are struggling with debt, there are organizations that can help you. The Consumer Financial Protection Bureau (CFPB) offers a list of reputable credit counseling agencies. These agencies can help you get back on track financially and may be able to negotiate with your creditors on your behalf.
Facing Creditor Harassment?
If you are facing creditor harassment, now is the time to consider filing for bankruptcy. A bankruptcy can stop the harassment and may help you get your finances back on track. Contact an experienced bankruptcy attorney to learn more about your options.
Get Help Today
Get Creditor Harassment help from an experienced bankruptcy attorney, contact Stephen Caplan today to learn more about how he may be able to help you. Each day that you let a credit situation fester, the worse it becomes. The harassing phone calls, the letters, and the overall stress can be overwhelming. You don’t have to face this situation alone. Contact Stephen Caplan to get started on your path to a fresh start.
The credit attorneys at Caplan Bankruptcy, we are here to help you put an end to creditor harassment. We understand the stress that this type of situation can cause and we are here to help. Contact us today for a free, no-obligation consultation. We’ll review your case and let you know what your options are.