The Means Test Determines if You Can File a Chapter 7 Bankruptcy The means test determines your debt to income ratio to qualify or disqualify you from filing for a Chapter 7 bankruptcy. Because a Chapter 7 bankruptcy allows you to have most, if not all, of your debt discharged, the court needs to make …

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Bankruptcy And Foreclosure In Florida During their life, many people face economic hardships that make it difficult to meet their financial obligations. For some people, an economic hardship is a one-time problem or it comes and goes. For others, dealing with financial challenges is integrated into their everyday life. Regardless of whether you fall on …

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There are two primary types of bankruptcy for individuals — a Chapter 7 bankruptcy and a Chapter 13 bankruptcy. Each accomplish different things and the right fit depends on a lot of factors. Here’s what you need to know about each to find out which type of Florida bankruptcy is right for your needs. Chapter …

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  Are you overwhelmed with your finances and frustrated about what to do next? The tension might increase when you discover that you’re facing a civil lawsuit from one of your creditors, and this may prompt you to schedule a meeting with a Florida bankruptcy lawyer immediately. It’s not easy to be in this situation, …

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Bankruptcy might seem like a good way to get back on your feet in case you’re struggling with debt but most people who are contemplating bankruptcy may not know that they can wait to file it. Consulting with an attorney can help to illuminate your individual circumstances. There are times when doing nothing may be …

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