Orlando Bankruptcy Attorney for a Fresh Start Without Judgment
Turn the page on financial stress. Caplan Bankruptcy is an Orlando bankruptcy law firm helping Central Florida families file Chapter 7 and Chapter 13, stop creditor harassment, and protect their homes and paychecks. For 35+ years, attorney Stephen Caplan has personally guided thousands of clients to a fresh start. Your first consultation is free and confidential, and a real person answers the phone 24/7.
Why Central Florida Trusts Caplan Bankruptcy
Bankruptcy is personal. You deserve an attorney who treats it that way, not a national filing mill.
Since 1991, Stephen Caplan has practiced bankruptcy law and nothing else. Deep local experience, not a general practice.
You meet and work with Stephen himself, start to finish, never a call center or a rotating case handler.
Good people hit hard times. We treat you with respect and discretion, and lay out a clear path forward.
A real person answers the phone day or night, and your first consultation is always free and confidential.
Practical Solutions for Real Financial Stress
Whether creditors are calling or your wages are being garnished, there is a path forward. Here is where most clients start.
Chapter 7Chapter 7 Bankruptcy
The fastest route to wiping out unsecured debt like credit cards, medical bills, and personal loans, so you can start clean.
Learn about Chapter 7 →
Chapter 13Chapter 13 Reorganization
Keep your home and car while consolidating what you owe into one affordable, court protected repayment plan.
Learn about Chapter 13 →
ReliefStop Creditor Harassment
The moment you file, the automatic stay halts creditor calls, wage garnishments, lawsuits, and foreclosure, immediately and by federal law.
How the automatic stay works →Specific Areas of Concern
Whatever debt problem you are facing, there is a path forward. Explore the issue that fits your situation.
Your Fresh Start in Three Simple Steps
We make a stressful process feel manageable, starting with the very first call.
Call for a Free Consultation
Tell us what is happening. A real attorney listens, any time of day, with no judgment and no obligation.
We Build Your Plan
We review your income, debts, and goals, then choose the right chapter to protect your home, car, and future.
Get Your Fresh Start
We handle the filing and the court. The creditor calls stop, and you move forward with peace of mind.
What Our Clients Say
Rated 4.9 out of 5 on Google by Central Florida families like yours.
“Very kind staff and attorney. I always felt supported with information and clear communication about expectations, options, and next steps. Bankruptcy is rough but the team at Caplan made it as smooth a process as it could be. I recommend them — it’s always better to have expert help through the process!”
“I was so nervous and anxious and on edge about everything, but they were phenomenal and professional. They seem to be very well respected by the courts and other lawyers too. Honestly, I wish I filed sooner. Thank you so much Vonya and Mr. Caplan for the fresh start.”
“I am overwhelmed by the wisdom, patience, and efforts of their team. They handled my case with professionalism and dedication to detail from beginning to end! I can’t thank them enough!”
“Mr. Caplan went above and beyond to fight for me and my children, and I’m very happy with the final judgment.”
“I had always had decent credit and was terrified of filing. They spoke in layman’s terms and explained every aspect of it. I’m excited to get my credit back to normal and I would highly recommend them!”
“Mr. Caplan did a great job with my case; I highly recommend him. He takes the time to listen to your concerns with truthful answers. I always felt confident and prepared going into court.”
"At the end of our first meeting, the two things I love to hear are, 'This sounds too good to be true,' and 'I feel so much better now.'"
35 Years. Thousands of Fresh Starts.
Stephen Caplan has focused on one thing since 1989: bankruptcy. He opened his Orlando office in 1991 and has since helped thousands of Central Florida families and individuals find relief. You work directly with him, not a case handler.
He knows the local Middle District judges and trustees by name, has presented on bankruptcy alongside a sitting bankruptcy judge, and still takes legal aid cases. That is the difference between a national lead mill and an attorney who treats your case like his own family's.
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Losing Sleep Over Debt?
Attorney Stephen Caplan wrote Sleepless Over Debt: A Guide to Finding Financial Relief and Peace of Mind to walk you through your options in plain English, before you ever pick up the phone. Get your free copy today.
Bankruptcy Questions, Answered
The questions Stephen hears most, in plain English, with no judgment.
Will I lose my house if I file for bankruptcy?+
Will I lose my car?+
Will bankruptcy stop creditors from calling me?+
How do I know if I qualify to file?+
Chapter 7 or Chapter 13, which is right for me?+
Won't everyone find out if I file?+
Bankruptcy Insights & Answers
Plain English guidance from attorney Stephen Caplan.
Can I File Chapter 7 in Florida After Being Sued?
Being sued does not take bankruptcy off the table. In fact, filing can stop the lawsuit in its tracks.
Read more →Can You Buy a New Car After a Florida Bankruptcy?
Many clients finance a vehicle within about six months of finishing their case. Here is how it works.
Read more →Debt Consolidation vs. Bankruptcy: What Is the Difference?
Consolidation can leave you treading water for years. Here is when bankruptcy is the faster path.
Read more →Talk to an Orlando Bankruptcy Attorney
Your consultation is free and confidential, and a real person answers the phone 24 hours a day. Call now, or send us a message and we will reach out.
☎ (407) 872-6249
Visit Our Orlando Office
Caplan Bankruptcy
31 North Hyer Avenue
Orlando, FL 32801
(407) 872-6249
Calls answered 24/7
Mon to Fri, 9 AM to 5 PM