Under the typical Chapter 7 filing, you are allowed to eliminate your unsecured debt, such as credit cards and medical bills. This process enables you to retain your property secured by debt as long as you continue paying for it, this chapter protects your homestead. This is the most common type of bankruptcy, and it’s the shorter route to getting rid of debt.
This bankruptcy option is one of two common bankruptcy routes to take. At Caplan & Associates, we offer free consultations with a bankruptcy attorney to give you the answers and peace of mind you need to move forward. To learn more about Chapter 13, visit this link, or press the corresponding button below.